(provisional translation)
July 28, 2000
Financial Services Agency
The Government of Japan

The Status of Risk Management Loans held by All Banks in Japan
(as of the end of March, 2000)

1. Risk Management Loans (trillion yen)
end of March 1999     end of March 2000
(1) All Deposit-taking Financial Institutions

38.7

41.4(39.6)
(*)
(note)
(*) Figures in (   ) exclude the Shinsei Bank (same for the figures below).
(2) All Banks

29.6

30.4(28.6)

(3) Major 17 Banks (City Banks, Long-term Credit Banks and Trust Banks)

20.3

19.8(18.0)

(4) Regional Banks and Regional Banks II

9.4

10.6
(5)  Cooperative-type Financial Institutions

9.0

11.0

2.
Specific Allowance for Loan Loss (trillion yen)
end of March 1999     end of March 2000
(1) All Deposit-taking Financial Institutions

14.8

11.5(10.9)
(2) All Banks

11.2

8.4(7.8)
(3) Major 17 Banks

6.8

5.0(4.4)
(4) Regional Banks and Regional Banks II

4.4

3.4
(5) Cooperative-type Financial Institutions

3.6

3.1

3.
Self-Assessment Result of Asset Quality (trillion yen)

(1)
All Deposit-taking Financial Institutions

end of March 1999

end of March 2000

Total Credit Exposure (*)
 

I

II

III

IV

694.3
[100]

 613.7
[ 88.4]		 76.6
[ 11.0]		 3.9
[ 0.6]		 0.1
[ 0.1]

Total Credit Exposure (*)
 

I

II

III

IV
673.3
[100.0]		 591.6
[ 87.9]		 78.2
[ 11.6]		 3.5
[ 0.5]		 0.0
[ 0.0]
(*) Figures in [   ] are proportion of I, II, III or IV to Total Credit Exposure. Each classificasion are made after considering situation of write-offs and covered by allowance. (same for figures below).

(2)


All Banks

Total Credit Exposure
 

I

II

III

IV
551.8
[100.0]		 487.5
[ 88.3]		 61.0
[ 11.1]		 3.2
[ 0.6]		 0.1
[ 0.1]

Total Credit Exposure
 

I

II

III

IV
535.8
[100.0]		 472.4
[ 88.2]		 60.5
[ 11.3]		 2.8
[ 0.5]		 0.0
[ 0.0]

(3)


Major 17 Banks

Total Credit Exposure
 

I

II

III

IV
358.4
[100.0]		 316.8
[ 88.4]		 39.2
[ 10.9]		 2.3
[ 0.6]		 0.1
[ 0.1]

Total Credit Exposure
 

I

II

III

IV
349.8
[100.0]		 308.9
[ 88.3]		 38.9
[ 11.1]		 2.0
[ 0.6]		 0.0
[ 0.0]

(4)


Regional Banks and Regional Banks II

Total Credit Exposure
 

I

II

III

IV
193.4
[100.0] 		170.7
[ 88.3] 		21.8
[ 11.3] 		0.9
[ 0.5] 		0.0
[ 0.0]

Total Credit Exposure
 

I

II

III

IV
186.0
[100.0]		 163.5
[ 87.9]		 21.7
[ 11.7]		 0.8
[ 0.4]		 0.0
[ 0.0]

(5)


Cooperative-type Financial Institutions

Total Credit Exposure
 

I

II

III

IV
142.5
[100.0] 		126.2
[ 88.6] 		15.6
[ 10.9] 		0.7
[ 0.5] 		0.0
[ 0.0]

Total Credit Exposure
 

I

II

III

IV
137.6
[100.0]		 119.2
[ 86.6]		 17.7
[ 12.9]		 0.7
[ 0.5]		 0.0
[ 0.0]

Risk Management Loans of All Japanese Banks

Self-Assessment Result of Asset Quality on All Japanese Banks

Loss on Disposal of Bad Loans of All Japanese Banks
(Homepage of "The Financial Reconstruction Commission")
Self-Assessment Result of Asset Quality
based on the Financial Reconstruction Law